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The Employment Fall Out Of work comp claims
We all derive a big piece of our identity from our vocation. What we do for a living is a huge part of who we are. That has become even more apparent during the COVID-19 pandemic, when so many workers have been stuck at home quarantining for months on end. So when a person gets…
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Slip-and-Fall Cases in Michigan
So, there’s this perception people have about slipping and falling and getting paid by suing the landowner. That perception is way wrong. People don’t get rich on slip-and-fall claims and lawyers definitely don’t get rich on them (at least not very frequently). Going after a property owner for premises liability based on a slip or…
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I’m Being Sent to an IME, Now What?
“Independent Medical Examinations” are a part of lots of different types of insurance claims, including auto no-fault claims and worker’s compensation claims. These are one-time examinations performed by “independent” doctors hired by the insurance company. The doctor will examine the injured party and write a report commenting on things like diagnosis, the need for functional…
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The Bahri Doctrine – Don’t Get Cute With Your Insurance Claim
If you’ve been injured in an auto accident, you know that managing your claim and reporting to your no-fault insurance adjuster can seem like a full-time job. You’ve got to fill out an application for benefits, sign medical releases, report back after each doctor visit, send paperwork from your doctor, mitigate damages by looking for…
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Employers Who Don’t Carry Work Comp Coverage Risk Personal Exposure
Small business owners are always looking for ways to reduce overhead. Many times, they do so by calling their employees independent contractors. This allows them to avoid paying for things like unemployment and worker’s compensation coverage. However, these business owners may find themselves in serious financial peril if one of their “independent contractors” is badly…
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The Dangers of Step-Down Auto Insurance
Insurance policies are lengthy and often difficult to understand. Many of us simply rely on our insurance agent when making decisions about what sort of coverage to purchase. Our agent gives us a range of coverage options at different price points, and we tend to pick the cheapest coverage available. Unfortunately, sometimes oversights in the…
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Author: Civille Admin
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