“Independent Medical Examinations” are a part of lots of different types of insurance claims, including auto no-fault claims and worker’s compensation claims. These are one-time examinations performed by “independent” doctors hired by the insurance company. The doctor will examine the injured party and write a report commenting on things like diagnosis, the need for functional…
If you’ve been injured in an auto accident, you know that managing your claim and reporting to your no-fault insurance adjuster can seem like a full-time job. You’ve got to fill out an application for benefits, sign medical releases, report back after each doctor visit, send paperwork from your doctor, mitigate damages by looking for…
Small business owners are always looking for ways to reduce overhead. Many times, they do so by calling their employees independent contractors. This allows them to avoid paying for things like unemployment and worker’s compensation coverage. However, these business owners may find themselves in serious financial peril if one of their “independent contractors” is badly…
Insurance policies are lengthy and often difficult to understand. Many of us simply rely on our insurance agent when making decisions about what sort of coverage to purchase. Our agent gives us a range of coverage options at different price points, and we tend to pick the cheapest coverage available. Unfortunately, sometimes oversights in the…
This blog is about personal injury law and related issues, but remaining silent in the face of the current racial unrest in our society seems wrong. So, I’m taking some time to comment on the recent death of George Floyd (and countless others like him) and the unrest that has followed. I represent people who…
Many people around the State of Michigan have plenty of free time on their hands thanks to COVID-19 and the governor’s stay-at-home order. Some folks are using this time to shore up personal finance issues, like refinancing their homes, taking a closer look at their budgets, or even shopping around for the best and cheapest…
Governor Whitmer has ordered non-essential workers to stay home and stay safe during the COVID-19 pandemic. The State of Michigan and the federal government have expanded access to unemployment benefits to help financially-strapped workers who are out of a job as a result of that order. But what about workers who are injured on the…
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